Can You Retire Without Selling Your Business?

Estimate the annual savings needed to retire without depending on a future business sale.

Owner inputs

Spending is entered in today's dollars. Inflation stays fixed at 2.5%, and income is assumed to last to age 90.

8.0% return

First nameLast nameEmailCompanyCurrent ageTarget retirement ageCurrent investable net worth$Annual retirement spending$Annual revenue$EBITDA$

Investment return assumption8.0%

5%12%

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Withdrawal rate: 4.2% smoothed by retirement length.

Inflation: 2.5% fixed; contributions are assumed at year-end.

Scope: vanilla planning estimate before tax strategy, advisory fees, and business exit value.

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